Home, Energy and Money Management
• Your home often serves as the nourishing environment for you and your family to retreat and rest from the outside stresses of the world; a place for families to strengthen and grow.
• Often a sizable portion of the monthly budget goes toward providing this “house and home.”
• Orange County/University of Florida Extension programs and resources can help you:
• Identify environmental risks or problems in and around your home or apartment.
• Save money on home repairs, maintenance, and energy.
• Control mildew and moisture in your home.
• Use living space efficiently.
• Use and dispose of hazardous materials safely.
• Conserve water and help maintain Florida's water quality.
• Build stronger family communication.
Florida Saves Week
Monday, February 26: Save with a plan
- Savers with a plan can be over twice as likely to save successfully for things like retirement. Start your savings habit during Florida Saves week by creating a simple savings plan when you take the Florida Saves Pledge for a chance to win up to $750.
Tuesday, February 27: Save the easy way…automatically
- It can be hard to put aside money for savings, but there is an easy way to save money without ever missing it by making your savings automatic in 2018. Already saving automatically? Find ways to automate other aspects of your financial life this year. http://bit.ly/2mmD9yn #FLSaves18
- Encourage your county/campus co-workers to save automatically by updating their UF direct deposit information or equivalent county process: http://www.fa.ufl.edu/departments/payroll-tax-services/direct-deposit/change-or-edit-your-account/ or http://bit.ly/2lGMWC6 #FLSaves18
Wednesday, February 28: Save for rainy days
- An emergency savings fund consists of a small amount of money, usually in a savings account, that you do not have easy access to. Saving for this fund starts with small, regularly scheduled contributions that build up over time. http://bit.ly/2mdrvGE #FLSaves18
- #DYK that over 60% of Americans do not have $500 to use in the event of an emergency http://bit.ly/2lwoJMP? Set a goal to save $500 in one year; it takes less than $10 a week! Let Florida Saves support you; sign the pledge today! http://bit.ly/2kNo505 #FLSaves18
Thursday, March 1: Save to retire
- Saving now for retirement will ensure you have enough money to have a comfortable standard of living when you stop working or reduce the number of hours you work. Participate in a work-related retirement program or open up an Individual Retirement Account (or IRA) http://bit.ly/2m8V27C http://bit.ly/2lMrYlZ Already saving for retirement? Increase the amount you save toward retirement by 1 percent in 2018. #FLSaves18
- Are you saving enough for retirement? Try the @choosetosave Ballpark E$timate to find your number: http://bit.ly/2lwEFi3 #FLSaves18
Friday, March 2: Save the extra
- Saving a portion of your tax refund can be a big step toward meeting your savings goals. This tax season, get ahead of your financial goals by splitting a portion your tax refund into savings http://bit.ly/2lMrFrk, and reward yourself with SaveYourRefund by entering to win one of 101 prizes. http://bit.ly/2l9u4J3 #FLSaves18
- Encourage taxpayers to visit a UF/IFAS Extension VITA site if they live in/near Bradford, Columbia, Gadsden, Hamilton, Leon, Madison, Okaloosa, Putnam, Union, or Walton Counties. Promote myfreetaxes.org in counties without a VITA program. http://bit.ly/2m90dod #FLSaves18
- Is your goal to pay down debt? Use PowerPay.org to reach your goals faster! http://bit.ly/2kNC8D1 #FLSaves18
Saturday, March 3: Save as a family
- Good savings habits start at home. Whether you’re budgeting, saving, making retirement decisions, or assessing work-place benefits, share the choices you make with your children, no matter their age. http://bit.ly/2l9xzPB #FLSaves18
Everyone has to deal with money, whether budgeting, buying insurance, planning for retirement, or saving to buy a house. Become a more informed and empowered money manager with the resources on these pages.
Basic Money Management
Budgeting, recordkeeping, and financial education.
Credit protection laws, consumer education, and information about avoiding fraud and financial abuse.
Credit & Debt Management
Choosing a credit card, cutting costs, getting financial counseling, and protecting yourself from fees.
End of Life Issues
Resources that offer answers to legal, ethical, and financial questions.
Auto, flood, health, and life insurance are just a few of the kinds of insurance available.
Estate planning, retirement accounts, social security, and reverse mortgages.
Saving & Investing
Financial planning, banking, investment advisers, and protecting your money.
For information about energy efficiency and other topics related to saving money while being environmentally friendly, please visit our Sustainable Living: Families & Consumers page.
Can't find what you're looking for? Send us your questions--and let us know which county you live in--or contact your local Extension office.