Home, Energy and Money Management

• Your home often serves as the nourishing environment for you and your family to retreat and rest from the outside stresses of the world; a place for families to strengthen and grow.
• Often a sizable portion of the monthly budget goes toward providing this “house and home.”
• Orange County/University of Florida Extension programs and resources can help you:
• Identify environmental risks or problems in and around your home or apartment.
• Save money on home repairs, maintenance, and energy.
• Control mildew and moisture in your home.
• Use living space efficiently.
• Use and dispose of hazardous materials safely.
• Conserve water and help maintain Florida's water quality.
• Build stronger family communication.

Florida Saves Week 

Monday, February 26: Save with a plan

  1. Savers with a plan can be over twice as likely to save successfully for things like retirement. Start your savings habit during Florida Saves week by creating a simple savings plan when you take the Florida Saves Pledge for a chance to win up to $750

 Tuesday, February 27: Save the easy way…automatically

  • It can be hard to put aside money for savings, but there is an easy way to save money without ever missing it by making your savings automatic in 2018. Already saving automatically? Find ways to automate other aspects of your financial life this year. #FLSaves18

Wednesday, February 28: Save for rainy days

 Thursday, March 1: Save to retire

  • Saving now for retirement will ensure you have enough money to have a comfortable standard of living when you stop working or reduce the number of hours you work. Participate in a work-related retirement program or open up an Individual Retirement Account (or IRA)   Already saving for retirement? Increase the amount you save toward retirement by 1 percent in 2018. #FLSaves18
  • Are you saving enough for retirement? Try the @choosetosave Ballpark E$timate to find your number: #FLSaves18

Friday, March 2: Save the extra

 Saturday, March 3: Save as a family

  • Good savings habits start at home. Whether you’re budgeting, saving, making retirement decisions, or assessing work-place benefits, share the choices you make with your children, no matter their age. #FLSaves18

Take the Florida Saves Pledge!

Money Matters

Everyone has to deal with money, whether budgeting, buying insurance, planning for retirement, or saving to buy a house. Become a more informed and empowered money manager with the resources on these pages.

Basic Money Management
Budgeting, recordkeeping, and financial education.
Consumer Rights
Credit protection laws, consumer education, and information about avoiding fraud and financial abuse.
Credit & Debt Management
Choosing a credit card, cutting costs, getting financial counseling, and protecting yourself from fees.
End of Life Issues
Resources that offer answers to legal, ethical, and financial questions.
Auto, flood, health, and life insurance are just a few of the kinds of insurance available.
Estate planning, retirement accounts, social security, and reverse mortgages.
Saving & Investing
Financial planning, banking, investment advisers, and protecting your money.

For information about energy efficiency and other topics related to saving money while being environmentally friendly, please visit our Sustainable Living: Families & Consumers page.
Can't find what you're looking for? Send us your questions--and let us know which county you live in--or contact your local Extension office.

Jenny Aviles Rodriguez
Extension Faculty
Family and Consumber Sciences
E-mail: House, Home Environment and Money Management

Linda Hull
Administrative Assistant
Family and Consumer Sciences
E-mail : Linda Hull

Special Edition Newsletter - Florida Saves


Current and Upcoming Classes

Family & Consumer Sciences Classes

UF/IFAS Education Links
Sustainable Living: Families and Consumers
House & Home
Department of Family, Youth and Community Sciences
Living Green
EDIS: Publications

Other House and Home Education Links

Energy Star ®
Energy Star CSREES
Extension Disaster Education Network (EDEN)
Florida Housing Data Clearinghouse
Healthy Indoor Air for America’s Homes
Home Energy Savings Guidance
U.S. Department of Housing and Urban Development (HUD)
The Center for Universal Design
The Soap and Detergent Association

Featured House and Home Publications

How to Close Your Home
Midlife Clutter
Moisture, Mold and Mildew
Renter Power: Keeping It Clean Series
U.S. Environmental Protection Agency (EPA): Mold Remediation in Schools and Commerical Buildings
U.S. Environmental Protection Agency (EPA): Should You Have the Air Ducts in Your Home Cleaned?

General Money Management Resources


Department of Family, Youth and Community Sciences
Family Album Radio

UF/IFAS Publications

New Credit Rules on the Horizon
Money Management Newsletter

State & Federal Agencies

Consumer Action Website--FCIC
Federal Citizen Information Center (FCIC)
The Federal Reserve Board Consumer Information
Federal Trade Commission (FTC)
Florida Department of Financial Services
Internal Revenue Service (IRS) Education and Literacy Commission
Office of Community Services--U.S. Department of Health and Human Services
U.S. Securities and Exchange Commission (SEC)

Other University Sites

Money and Investing--Rutgers University
Money Management--Iowa State University

Organizations & Associations

Consumer Federation of America
National Consumer Organizations--FCIC

Other Sites & Publications

Choose to Save
National Endowment for Financial Education
USAA Educational Foundation